Mobile Banking Apps are not Created Equal discloses the security and privacy risks exposure and whether or not each passes or fails the Open Web Application Security Project (OWASP) Mobile Top 10. This research details how both iOS and Android banking applications from the top 45 US banks and mobile payment providers fared for security and privacy risk. This research scanned and scored 90 mobile banking apps available in the Apple App Store and Google Play in April 2019 for security, privacy, and data leakage risks. Portions of this presentation were delivered at Droidcon SFO 2019 and was featured on TechCrunch.